Official Documents

Terms and Conditions stm88

Please read this document carefully before using the stm88 platform. Continued use signifies that you have understood and agreed to all terms stated herein.

Last Updated: 1 January 2026
01

Acceptance of Terms

Welcome to stm88. This platform is operated by stm88 and provides a range of online betting services including sports betting, slot games, live casino, and bingo. By registering, logging in, or using any part of this platform, you hereby agree to be fully and unconditionally bound by these Terms and Conditions.

If you disagree with any part of these terms, please discontinue use of the platform immediately. stm88 reserves the right to update this document at any time without prior notice. It is your responsibility to review these terms periodically.

Important Note: Continued use of the platform following any amendments constitutes your acceptance of those changes. The latest version of these Terms and Conditions is always available on this page.

02

Account Eligibility

To register and use the stm88 platform, you must meet the following eligibility requirements without exception:

  • You must be 18 years and above or the legal age of adulthood under the laws applicable in your jurisdiction, whichever is higher.
  • You must be an individual registering on your own behalf and not on behalf of any third party.
  • You must not appear on any list of individuals prohibited from using wagering services by any relevant regulatory authority.
  • You must have full legal capacity to enter into a legally binding agreement.
  • You are not currently experiencing uncontrolled gambling problems and have not enrolled in any self-exclusion program.

Stm88 reserves the right to request proof of age at any stage and to suspend an account while the verification process is underway. Accounts proven to have been registered by underage individuals will be terminated immediately and all balances will be forfeited.

03

Account Registration & Verification (KYC)

Each player is only permitted to hold one account only at stm88. Holding multiple accounts is strictly prohibited and may result in the suspension of all associated accounts and forfeiture of balances.

During registration, you are required to provide accurate and complete personal information including your full name, date of birth, address, and valid contact details. stm88 conducts a rigorous Know Your Customer (KYC) process to ensure the safety of all members.

As part of the KYC process, you may be required to submit identity verification documents such as:

  • A copy of a valid Malaysian Identity Card (MyKad) or passport
  • Recent bank statement or utility bill as proof of address
  • Proof of ownership of the payment method used

All submitted documents will be handled to the highest confidentiality standards in accordance with stm88's Privacy Policy. Failure to complete the KYC process may result in withdrawals being placed on hold until verification is finalised.

04

Deposit & Withdrawal of Funds

Stm88 supports a variety of deposit and withdrawal methods including FPX bank transfer, local e-wallets, and other preferred payment methods available in Malaysia. All transactions are processed via secure payment channels integrated with the platform's system.

Minimum and maximum deposit limits vary depending on your chosen payment method and account level status. The latest limit information is displayed on the deposit page within the platform.

Withdrawal: Withdrawal requests are processed within the designated timeframe based on the selected method. All withdrawals are subject to completed KYC verification and fulfilment of applicable bonus wagering requirements.

Stm88 only processes withdrawals to accounts registered under the same member's name. Withdrawals to third-party accounts are strictly prohibited for security and anti-money laundering compliance purposes.

05

Bonuses & Promotions

Stm88 offers a variety of bonuses and promotions from time to time, including welcome bonuses, weekly cashback, reload deposit offers, and exclusive VIP programmes. Each bonus is subject to wagering requirements and specific terms stated on the relevant promotions page.

  • Bonuses are valid for one use per member, household, IP address, or shared device.
  • Stm88 reserves the right to withdraw any bonus suspected of being obtained through fraud or system abuse.
  • Wagering requirements (rollover) must be fully met before any withdrawal from the bonus balance is permitted.
  • Bonuses are non-transferable between accounts and hold no cash value until wagering requirements are fulfilled.
  • Stm88 reserves the right to modify, suspend, or terminate any promotion at any time without prior notice.

Warning: Abuse of promotions, including opening multiple accounts to claim bonuses repeatedly, will result in account suspension and forfeiture of all associated winnings.

06

Betting Rules

All bets placed on stm88 are final once confirmed by the system. Members are solely responsible for ensuring that betting details are correct before confirming any wager.

For sports betting, the odds displayed at the time a bet is placed are the applicable odds, subject to the following rules:

  • Bets placed on events that have already started or concluded may be voided at stm88's discretion.
  • In the event of a technical disruption during a Live Casino game, the affected round will be voided and bets returned.
  • Game outcomes determined by a certified Random Number Generator (RNG) are final and cannot be disputed.
  • Stm88 reserves the right to void any bets suspected of involving manipulation or match betting in violation of the rules.
07

Prohibited Member Conduct

To maintain a fair and safe environment for all users, the following are strictly prohibited on the stm88 platform:

  • Using automated software, bots, or any third-party tools to automate betting or gameplay.
  • Attempts to hack, breach, or disrupt the platform's systems and infrastructure.
  • Sharing your account login credentials with any other party.
  • Engaging in any form of fraud, including the use of stolen credit cards or false payment information.
  • Attempts to launder money through unauthorized deposit and withdrawal activity.
  • Spreading false or defamatory information about STM88 on any platform.
  • Exploiting bugs or technical vulnerabilities on the platform — members who discover a bug are required to report it to the support team.
08

Account Suspension & Closure

Stm88 reserves the right to suspend or terminate any member's account at any time for the following reasons, without prior notice:

  • Violation of any terms outlined in this document.
  • Detection of fraudulent activity or suspicious behavior.
  • Failure to complete the KYC process within the stipulated timeframe.
  • Requests from regulatory bodies or law enforcement agencies.

Members who wish to voluntarily close their account may contact our customer support team via live chat. Valid balances will be processed for withdrawal once all conditions are met and verification is complete.

09

Liability Limits

Stm88 shall not be liable for any direct, indirect, consequential, or special loss or damage arising from the use of or inability to use this platform, including but not limited to:

  • Service disruptions due to system maintenance, technical failures, or circumstances beyond STM88's control.
  • Betting losses resulting from valid game outcomes.
  • Delays in deposit or withdrawal processing due to third-party factors such as banks or payment processors.

stm88 uses 256-bit SSL encryption technology to protect all data and transactions. However, no system can be guaranteed one hundred percent secure against all unknown cyber threats.

10

Amendment of Terms and Applicable Laws

Stm88 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time. Amendments take effect immediately upon publication on this page. We encourage you to review this page periodically.

These Terms and Conditions are governed by applicable laws. Any dispute arising from or related to the use of the stm88 platform shall be resolved through the channels designated by stm88 management.

If you have any questions regarding these Terms and Conditions, please contact our customer support team, available to assist you 24 hours a day, 7 days a week.

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Platform that Fair & Trusted

Behind every term written, there is a genuine commitment from STM88 to ensure a transparent and safe gaming experience for every member.

High-Level Data Encryption

All your personal data and financial transactions are protected with 256-bit SSL encryption. Your information is never shared with third parties without your consent.

Secure KYC Process

Strict identity verification protects all members from account misuse. Our KYC process ensures the platform remains free from unauthorized activity.

Fair Play & Certified RNG

Every slot and casino game uses a Random Number Generator (RNG) certified by an independent body. No manipulation — every outcome is genuine.

Fast & Transparent Withdrawals

STM88's withdrawal policy is designed to ensure your winnings arrive quickly. Withdrawal terms and limits are clearly stated with no hidden fees.

Responsible Gaming Support

Stm88 provides deposit limit setting tools and links to support resources. We are committed to ensuring that betting remains a healthy form of entertainment.

24/7 Customer Support

Have questions about our terms or your account? Our support team is available anytime via live chat and messaging channels for prompt assistance.

Ready to Begin? Start Now

Register your STM88 account today and enjoy a safe, fair, and exciting betting experience alongside hundreds of thousands of members in Malaysia.

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